Buyer Resources

Buying a home is an exciting time in one's life.  My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. Sellers pay all real estate commission fees, as a buyer my expertise is provided to you for FREE. This doesn't mean you get less service, just less cost.

How I Can Help

Before you start looking

Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before itgets in the way of your purchase.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment. Contrary to what many lenders will want you to beleive, you don't have to spend every dime that you qualify for.
• Find a loan programthat meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

Need more information? Click on Real Estate Tips to order your free report today!

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 Ready to make the move into home ownership? Fill out the form below, and we'll begin your journey home!